Savings Services for the Poor: An Operational Guide
Madeline Hirschland, editor | | ISBN: 978-1-56549-209-7 $29.95 |
| 2005/378 pages/LC: 2005018007 A Kumarian Press Book |
DESCRIPTION
In Savings for the Poor, Madeline Hirschland and other leaders in the microfinance field provide practical guidance for developing and managing sound savings operations for small and rural depositors.
ABOUT THE AUTHOR
Madeline Hirschland is an independent consultant specializing in poverty-focused microfinance, savings mobilization, and rural finance.
CONTENTS
- Foreword—Muhammad Yunus.
- PART I: OVERVIEW.
- Why Do the Poor Need Savings Services: What They Get and What They Might Like—Stuart Rutherford.
- Prerequisites for Intermediating Savings—K. McKee
- The Keys to Cost Recovery—D.C. Richardson and M. Hirschland.
- Developing or Strengthening Savings Operations—M.A. Hossain, G. Lab-Oyan, K. Larcombe, and K.R. Sapkota.
- Managing to Go Down Market: Regulated Financial Institutions and the Move into Microsavings—R.P. Christen, N. Srinivasan, and R. Voorhies.
- PART II: SERVICES.
- Developing Products Based on Market Research—G.A.N. Wright.
- Savings Products—M. Hirschland.
- Beyond Full-service Branches—M. Hirschland.
- Pricing—M. Hirschland and J. Owens.
- Promotion: The Final Step in Marketing—H. Al-Bagdadi and D. Cracknell.
- PART III: SYSTEMS.
- Maintaining the Security of Client Funds—M.M. Biety.
- Liquidity Management—M.M. Biety.
- Managing Interest-Rate Risk: Asset Liability Management—M.M. Biety.
- Product Costing—L.Grace and B. Helms.
- Financial Incentive Schemes for Staff Engaged in Savings Mobilization—M. Holtmann and M. Grammling.
"With its specific, practical guidance on the biggest challenes to managing small-balance savings mobilization, Hirschland's book provides a much-needed resource on the 'forgotten half' of microfinance."— Elizabeth Littlefield